Life is full of opportunities, which makes deciding what you're not going to do as important as what you will. One of the first things you should pass on -- the Budgeting Process.
Make It Uncomplicated [1] | Source: The Big Fat Finance Blog [2].
Links:
[1] http://bigfatfinanceblog.com/2010/02/08/make-it-uncomplicated/
[2] http://bigfatfinanceblog.com/